We carefully review property records to ensure every title is clean and ready for transfer. Potential issues are found early so closings stay smooth and predictable.
Your funds are managed with care from start to finish. Escrow accounts are fully protected, with every step handled accurately and transparently.
We coordinate every detail so your signing happens as planned. With steady updates and organized timelines, closing day is simple and stress‑free.
We handle every part of the title and escrow process, keeping closings simple, secure, and on schedule. Whether you're buying, selling, lending, or developing, our team provides the guidance and protection you need.
Protecting your home, your investment, and your future.
Buying or selling a home should be exciting, not stressful. We handle the details so you can focus on your next chapter.
Built for business growth and complex deals.
Commercial transactions involve more moving parts — we manage them with precision and care.
These 10 common title issues could cost you money down the road and possibly put your ownership rights at risk.
Here's what they are and why title insurance matters.
Mistakes in deeds, surveys, or filings can lead to serious financial challenges and potential legal problems in the future.
Unpaid debts or liens from previous owners may still remain tied to your property after closing.
A past deed signed by someone unqualified, like a minor or unknowing spouse can affect ownership.
If undisclosed heirs come forward, they may challenge your ownership, even years after the purchase.
Fraudulent signatures or falsified property documents can create serious disputes over ownership.
Hidden mortgages, liens, or property restrictions can surface unexpectedly after your purchase.
Undisclosed easements may allow others or agencies legal access to certain parts of your property.
Survey differences between properties may lead to expensive conflicts over boundary lines.
A deceased owner’s will may appear later and raise unexpected claims on your property rights.
If someone falsely claimed ownership in the past, it could put your current property rights at risk.
Secure. Neutral. Protected.
Escrow is where trust meets security. We handle funds safely until every condition of your deal is met.
Reinvest without the tax burden.
A 1031 exchange lets you sell one property and reinvest in another while deferring capital gains taxes. We guide you through every step.
Seamless coordination with real estate professionals.
We work alongside lenders, realtors, and developers to make closings efficient and stress-free.
We begin with a comprehensive analysis of your property's title history, examining deeds, liens, and any potential issues that could affect the transaction.
Our team conducts detailed searches through public records, ensuring clear ownership and identifying any encumbrances or restrictions on the property.
Funds are securely held in escrow accounts while we coordinate with all parties—lenders, realtors, buyers, and sellers—to align timelines and requirements.
All closing documents are carefully prepared and reviewed for accuracy. We ensure compliance with local regulations and lender requirements.
Before closing day, we conduct a thorough final review of all documents and coordinate last-minute details to prevent any surprises or delays.
We facilitate the signing process and handle immediate recording of documents with the appropriate authorities, completing your transaction efficiently.
Executive Title & Escrow is a title company rooted in East Tennessee, with offices in Knoxville and Jacksboro. For decades, we've helped people close on homes, land, offices, and developments — safely and on time.
Our mission is simple: protect property rights and make every real estate transaction secure and smooth. From single-home purchases to multi-million dollar commercial projects, we focus on helping every party understand their rights, avoid risks, and close with confidence.
We treat every real estate transaction with the care it deserves. Our team reviews titles carefully, resolves issues early, and ensures funds are secure. From homes to developments and 1031 exchanges, we keep closings simple, safe, and on schedule.
At Executive Title & Escrow, we value trust, built through transparency and reliability in every step. We prioritize protection, safeguarding buyers, sellers, lenders, and developers with thorough title searches and clear communication. Our commitment to excellence drives us to serve East Tennessee with professionalism, accuracy, and care.
Behind every smooth transaction is a team that values clear communication, secure processes, and on-time results.
Staff Attorney
Staff Attorney
Find answers to common questions about our title and escrow services
The process of insuring a transaction begins with a title search to discover and address potential title issues. If any title defects are not discovered in this process, the job of title insurance is to provide coverage for losses due to the risk of uncertainty inherent in any chain of title. For a one-time premium, your title insurer will issue an owner's policy protecting against covered losses.
Your home may be new to you, but every property has a history. In some cases, that history may include issues that, if not identified and addressed, can be used to challenge your property ownership rights.
You don't want a problem that occurred long before you bought your property to deprive you of ownership or your right to use or sell it. And you don't want to pay the potentially high cost of defending your property rights in court.
Potential title issues include a range of problems including: forgery, illegal deeds, unknown heirs, undisclosed liens, errors in public records, and unpaid taxes, among others. Without a title insurance policy, these issues could leave your ownership rights vulnerable. An owner's title insurance policy protects you and your property from these claims after the title has been transferred, helping to ensure the home and land you purchase are safe from covered issues.
No. Title can also be transferred from one person to another in other situations besides a sale. For example, title may be transferred as a gift, through inheritance, by court order, or by other legal processes.
A lien is a legal right of a creditor in a piece of property to secure an obligation, usually the payment of a debt. Lien creditors could include mortgage lenders, a government taxing authority, or someone who has obtained a money judgment in a lawsuit against a property owner. If these creditors are not paid, the lien gives them the right to foreclose or force a sale of the property to satisfy the unpaid debt.
Because it is a highly regulated industry, title insurance policy rates and costs will vary from state to state. In many states, the Department of Insurance can provide more information on title insurance costs. In general, an owner's title insurance premium is paid once and remains valid as long as you or your heirs own the property.
When you purchase title insurance, the professionals who provide it perform an extensive review of the property's title history before issuing a policy. They search public records for potential issues and work to resolve them whenever possible. This process helps reduce the likelihood of covered issues becoming a problem after you purchase the property.
An in-depth search can reveal issues such as conflicting ownership claims, easements, boundary disputes, unpaid taxes, and undisclosed liens. The goal is to provide you with a clear title and protection if an unforeseen problem arises later.
Although the title insurer works to identify and resolve known issues before the policy is issued, there is still some risk. That's why an owner's title insurance policy is so valuable — it protects you against unexpected title defects, giving you the peace of mind that your "link" in the chain of title is secure.
Attorney opinion letters have been promoted as a cheaper alternative to title insurance, however, they carry considerably more risk for a home buyer than a traditional title insurance policy.
Unlike title insurance, attorney opinion letters typically don't provide protection from "hidden" title risks, such as forgery, missing heirs, fraudulent documents, unknown liens, boundary disputes, or survey issues. With an attorney opinion letter, you could end up paying thousands of dollars to defend your ownership rights.
With title insurance, a protection from covered title issues is included, relieving you from defense costs and possible financial losses. The title insurance company would cover those losses up to the amount of the insured value and may pay your defense costs should a covered title problem arise.
A closing is the final step in a real estate transaction where property ownership is legally transferred from the seller to the buyer. At this meeting, all documents are signed and funds are exchanged through escrow.
Most closings take about 30–60 minutes, depending on the complexity of the transaction.
Buyers typically bring a valid photo ID, proof of insurance, and any funds required (usually by cashier's check or wire). Sellers bring keys, garage openers, and any required payoff information.
Closings often include the buyer, seller, their real estate agents, and a closing agent or escrow officer. Lenders or attorneys may also attend if needed.
As soon as your offer is accepted. This ensures your title search starts early and any issues are resolved before closing.
Beyond location and price, pay attention to property history, HOA rules, property taxes, and any easements or restrictions that could affect your use of the home.
No — changes in your financial situation can delay or cancel your loan approval. It's best to avoid major life or financial changes until after closing.
A clear title ensures no one else can claim ownership or has hidden debts attached to the property.

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